it’s actually a mix of both, but they usually don't happen at the same time. the "feels like" temperature is basically a dynamic switch between two different calculations depending on how hot or cold it actually is outside. when it's hot (usually above 80°f), the calculation focuses almost entirely on humidity. this is the heat index. our bodies cool down by sweating, but high humidity stops sweat from evaporating, making us feel hotter. wind doesn't play a huge role in the math here, though a breeze obviously feels nice; the formula is mostly concerned with that "muggy" danger zone where your body can't cool itself. when it's cold (usually below 50°f), the calculation switches to wind chill. this ignores humidity almost completely because cold air doesn't hold much moisture anyway. instead, it looks at wind speed. the wind strips away the thin layer of warm air your body generates right next to your skin, making you lose heat faster. so in winter, wind is the dominant factor. for that middle ground—like a nice 65°f or 70°f day—the "feels like" temperature is usually just the actual temperature because neither humidity nor wind chill is significant enough to drastically change human perception. so to answer your question on what dominates: it varies 100% based on the season. heat brings the humidity math; cold brings the wind math.
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i think what i was gesturing at is that inflation as it currently works doesn't shrink existing money proportionally. new money enters the economy through specific channels - bank lending, government spending, fed asset purchases. whoever is closest to those spigots gets to spend the new money before prices adjust. this is called the cantillon effect. by the time the money circulates out to everyone else, prices have already risen. so inflation isn't actually a uniform proportional tax on money holdings. it's a weird uneven redistribution that benefits borrowers, asset owners, and people near the money creation points. a hypothetical burn system that took proportionally from everyone would actually be more fair than what we have now. which maybe explains why it doesn't exist - the current system's beneficiaries wouldn't want to switch to something more transparent and uniform.